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Oliver Kent-Braham

locationGreater London, UK

A twin entrepreneur who sold golf balls from a lake aged 12, Oliver co-founded Marshmallow at 25, creating the UK's second Black-owned unicorn worth $2B by revolutionising insurance for immigrants before expanding into a comprehensive financial platform for global migrants.

thought-iconThought of the day

InterestsInterests

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img_career_development.jpg
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Digital Transformation
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Impact

$2bn

Current valuation

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1m+

Customers served

5

Year from Launch to Unicorn

700+

People employed

$206m

Funding raised

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$206m

Funding raised

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700+

People employed

5

Year from Launch to Unicorn

2

Companies founded

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$500m+

Annual Revenue Run Rate

Life Story
Background

Born & Raised

Oliver was born in the UK in November 1991. He has an identical twin brother Alexander who is his co-founder at Marshmallow and a younger sister named Georgia.

Born & Raised

Oliver was born in the UK in November 1991. He has an identical twin brother Alexander who is his co-founder at Marshmallow and a younger sister named Georgia.

1991
2003
2012
2014
2015
2017
2021
2023

mapWorld Map

qna
Q&A
icon-bolt

What do you think people get wrong when starting companies?

Seeking feedback from friends and family instead of customers is a common early pitfall. Their opinions are clouded by personal bias and a lack of market understanding. A better stra...

icon-idea

How has your success definition evolved as a founder?

The definition of success has evolved from the tactical execution of a startup trying to get up and running to a much broader, long-term vision for Marshmallow. Today my view of w...

icon-question

Advice for reaching $100M ARR from $10M ARR?

Any founder who wants to 10x their business needs to be exceptionally comfortable with all types of change. You require a commitment to continuously challenge the status quo, both in...

icon-star

What past skill is critical to your success now?

The ability to be persistent and overcome hurdles is something that every founder needs to be able to do and tennis really taught me that if you lose on a Monday you still need to ge...

icon-mega-phone

What legacy do you want beyond business achievements?

The same as most other people - that I had a positive impact on this place.

gallery-iconGallery

Oliver Kent-Braham headshot
Oliver Kent-Braham
Oliver Kent-Braham
Oliver Kent-Braham
Oliver Kent-Braham

presPress

The TimesThe Times

How twins struck gold with their £1.5bn fintech firm Marshmallow

31st May 2025

Oliver

The SunThe Sun

About millionaire Marshmallow car insurance CEOs Oliver & Alexander Ke

23rd May 2025

Olivers

MarshmallowMarshmallow

Marshmallow raises $90 million: funding for more products, in more pla

15th April 2025

Marshmallow article

SiftedSifted

Car insurtech Marshmallow secures $90m in bid to become the 'one-stop

15th April 2025

Article1

BusinessCloudBusinessCloud

£68m funding values Marshmallow at sweet £1.5bn

15th April 2025

Oliver

EU-StartupsEU-Startups

British FinTech Marshmallow secures €79 million to provide motor insur

15th April 2025

Marshmellow

Silicon CanalsSilicon Canals

London insurtech unicorn Marshmallow raises €79M at €1.7B valuation: K

15th April 2025

Olivers

peopleofcolorintech.compeopleofcolorintech.com

Twins Raise $90M For Their Insurance Unicorn That’s Now Valued At $2B

15th April 2025

Oliver

mediaMedia

    career-milestoneCareer Milestones

    Co-founder & Co-CEO
    Marshmallow logo

    Marshmallow

    A technology-driven insurance company that aims to provide fairer, faster, and cheaper car insurance, particularly for groups often underserved by traditional insurers

    caelndar

    2017 – Present

    Growth and Partnerships
    Yoti-logo

    Yoti Ltd

    A digital identity and age verification company that provides a free app and wider online platform for individuals to verify their identity and age online and in person. 

    caelndar

    2015 – 2017

    Leveraged Finance
    investec logo

    Investec

    A multinational bank and wealth manager.

    caelndar

    2014

    Co-founder
    reel money

    Reel Money

    caelndar

    2012 – 2014

    investmentEarly Stage Investments

    advisory
    Advisory & Mentoring
    Technation

    Tech Nation

    Advisor

    location-iconLondon

    Technation

    Tech Nation

    A leading growth platform empowering ambitious founders with the access and knowledge they need to scale; Braham is list

    location-iconLondon

    philanthropy-iconPhilanthropy

    ClimatePartner

    Marshmallow partnered with ClimatePartner to launch a carbon offsetting program. For every policy sold, Marshmallow offsets 500 miles worth of carbon emissions, per customer.

    Learn Moreexternal-link-icon
    User GroupWind farms in India
    User GroupStoves to Rwanda
    User GroupProtecting Amazon Rainforest
    Calender2021 – Present
    CalenderUnited Kingdom
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